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Detailed Needs Analysis

Ready for an application? Here's the deeper dive into all the information we require.

Birthday
Sex assigned at birth
male
female
Marital Status?
single
married
separated
divorced
Do you have any dependents under the age of 18?
yes
no
Have you used tobacco products in the past 3 years?
no
yes
Have you used cannabis products in the past 3 years (more than 3 times per week)?
no
yes
Total household income (before income tax)
less than $60K/year
$ 60-100K/year
$100-150K/year
$150-225K/year
more than $225K/year
Monthly discretionary income (available for insurance & savings)
less than $100/mo
$100-250/mo
$250-500/mo
more than $500/mo
Employment level?
unemployed
part-time
full-time
full-time self employed
retired
Existing life insurance amount?
none
less than $100K
between $100K & $1M
more than $1M
Do you own a home?
yes
no/rent
Balance owing on existing mortgages?
none
less than $100K
between $100K & $500K
between $500K & $1M
more than $1M
What is your total debt (not including mortgages)?
none
less than $100K
between $100K & $500K
between $500K & $1M
more than $1M
Do you own any additional property or assets (cottage, income unit ...)?
none
less than $100K
between $100K & $500K
more than $ 500K
more than $1M
Do you have any current or a history of any significant medical conditions? (diabetes, heart problems, high blood pressure, serious mental health issue requiring treatment or similar) Either diagnosed or under medication?
no
yes
Have you ever been Declined, Rated or offered Modified Coverage when applying for Life Insurance?
no
yes
Have you ever been charged with careless or reckless driving?
no
yes
Have you had more than 5 motor vehicle tickets for moving violations in the past 10 years (not including parking tickets)?
no
yes
Have you ever been convicted of a criminal offence?
no
yes
Have you declared bankruptcy in the past 7 years?
no
yes
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